Okay, so you have signed your contract and chosen Lytle Title to handle your closing, so what happens now? Well, first of all you can be confident that we will take care of you.
Really, most of what we will do for you happens in the background and you need to interact very little with our office, which is what most clients want, but you are welcome to follow us every step of the way with our online transaction tracking. After we are asked to close on your home, we will perform your title search, order your survey and obtain the necessary title insurance automatically. As the process moves forward, we will work with your lender, your agent, and the seller's agent and attorney to coordinate all of the details necessary to get you closed. We will ensure the terms of the contract are met, and review the termite and moisture letter, the deed, and other seller documents for accuracy.
We will assume the closing date specified in your contract and schedule a specific time to close once we get a better feel for document delivery and everyone's schedule - and this is usually scheduled in coordination with your agent. As we get near this closing date, and as soon as we are able, we will provide you (or your agent) with the amount of money you will need to bring to closing, which will need to be in the form of certified funds (cashier's check or money order payable to "Lytle Title"), or you may wire the money (click here for our wiring instructions). Don't stress if this amount isn't known until very near closing, which happens sometimes, as we will work with you to get the money.
Finally, that magic day will come and you will arrive at our office, sit down with your agent and a Lytle Law attorney (Canon office only), who will review and have you sign your closing documents (see samples), give us funds due at closing, get your keys in return, and then you can leave to go to your new home! What could be easier!
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