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Before Closing
- Rest easy. At Lytle Title it's all about you, and we will take care of just about everything behind the scenes. We only need you to take care of one or two things that only you can do.
- Let us know right away if one or both of you will not be able to attend closing. If you have an existing power of attorney, both we and the lender need to review it, and we must have the original at closing We can have powers of attorney prepared for you by Lytle Law if need be
- We need you to choose the insurance company and agent you will use for homeowner's insurance, decide the type and terms of policy you want with that agent, and then have that agent contact our office.
- Make sure we have good contact information for you. If you would like to subscribe to Transaction Point, our online tracking system, please email us.
- We will order a physical survey of the property unless we are instructed not to. We firmly believe this is useful, and is the only way certain types of problems, like encroachments and easements, can be discovered. You will receive a copy at closing.
- If you are a corporate or limited liability company buyer, we will need a Certificate of Good Standing and resolutions authorizing the purchase and encumbrance of the property. Lytle Law can help obtain and draft those instruments if necessary.
- We will need certified funds (cashier's check, wire or money order) at closing. We (or your real estate agent) will provide you with an accurate closing funds number as early as we can, but quite often this is not possible until right before closing. Relax – your closing will not be delayed for this reason and if your closing funds number is not ready we will help solve that problem. Please bear in mind, however, that you may need to transfer money between your accounts to that you have ready access to it so do that well before closing. All funds and checks should be made payable to "Lytle Title"
- Please bring a photo ID to closing.
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